Terms of Service

Last updated: August 2026

Acceptance of Terms

By accessing or using freelancertools.org (the “Site”), you agree to these Terms of Service. If you do not agree with any part of these terms, please do not use the Site.

Free Use of the Tools

All tools on this Site are provided free of charge. They run entirely in your browser and require no account, registration, or payment. You are free to use them for personal or business purposes, and to share or link to them.

Educational Information, Not Professional Advice

The tools, calculators, and blog content on this Site are provided for general informational and educational purposes only. They are not tax, legal, financial, accounting, or professional advice. Laws, rates, and thresholds change, and your situation is unique. Always consult a qualified professional before making decisions based on our tools or content.

No Warranties

The Site and all tools, content, and features are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the tools will be error-free, uninterrupted, or that results will be accurate or fit your specific needs.

Limitation of Liability

To the maximum extent permitted by law, Freelancer Finance Toolkit and its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Site, its tools, or its content — including financial losses, tax penalties, or lost business opportunities. Because the tools run entirely in your browser, we cannot see or validate your inputs, and you are solely responsible for the figures you enter and any decisions you make based on the results.

Acceptable Use

You agree not to misuse the Site, including attempting to disrupt its operation, scrape or automate it at scale, or use it for any unlawful purpose. You may link to the Site, but you may not present its content as your own.

Third-Party Links and Ads

The Site may include links to third-party websites and advertisements (including through Google AdSense). We do not control and are not responsible for the content, policies, or practices of third-party sites.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict-of-law provisions. Any disputes arising from your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in California.

Changes to These Terms

We may update these terms from time to time. The latest version is always available at /terms, and continued use of the Site after changes constitutes acceptance of the updated terms.

Questions about these terms? Contact us at freelancertoolsorg@gmail.com.